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**Individual Members join on the Ebony Elite Plan only, all other plans available for corporate members.
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A USD based product (contributions and benefits) with little to no shortfalls
This plan is open to Individuals, SME’s (4-9 Principal Members) and Corporates (10 Principal Members and above)
An RTGS product that tracks medical inflation in USD terms, contributions and benefits are adjusted regularly to maintain little to no shortfalls.
RTGS product that maintains RTGS benefits typically following AHFoZ guidelines.