Waiting Periods

We provide the best world-class coverage, service and care for all our members.

Induviduals joining Generation Health Medical Fund may be subject to waiting periods as detailed below. Waiver of waiting periods is at the discretion of the Fund Administrator. Waiting periods cannot be paid off.

All Individual Members joining the Fund will be subject to a six (6) month waiting period for optical benefits, this also applies where waiting periods have been waived.

Discipline CorporatesINDIVIDUALS/SMES (NEW)
Small 15 to 20 PrincipalMedium 21 to 30 PrincipalLarge +30 Principal
General Waiting PeriodWaiverWaiverWaiver4 months
Specialist TreatmentWaiverWaiverWaiver6 months
MRI3 monthsWaiverWaiver9 months
CT Scans3 monthsWaiverWaiver9 months
Nuclear medicine, Special appliances 3 monthsWaiverWaiver12 months
Hospital treatment3 monthsWaiverWaiver9 months
Dental3 months2 monthsWaiver9 months
Maternity3 months2 monthsWaiver12 months
Nursing HomesWaiverWaiverWaiver1 year
Spectaces3 months2 monthsWaiver1 year
Contact Lenses3 months2 monthsWaiver1 year
Foreign Treatment3 months2 monthsWaiver1 year
Prosthetics Devices & ART2 years1 year6 months2 years
Oncology2 years1 year6 months2 years
Haemodialysis2 years1 year6 months2 years
Pre-Existing conditions2 years3 months loadingWaiver - loading2 years
Orthodontic Treatment4 years1 year6 months4 years